In my opinion…one of the most overwhelming parts of the home buying process unfortunately can be obtaining a mortgage and picking a good lender to go with….especialy for first time home buyers. Many times, first time buyers love shopping for a house and planning to move in…but frankly, obtaining a mortgage just simply is not fun. …more
We all know tht numbers and statistics can be manipulated to say anthing. As a matter of fact, one time I read that 95% of statistics are made up on the spot…hmmm…wait a second?!
But seriously, I always look at statistics pessimistically as there are so many factors that go into facts, numbers, and responses. When looking at any graph I can break it down in numerous ways o either make an argument for the positive or negative. Often when I see housing market statistics I like to see what numbers they are comparing. …more
Here in the NW, we hear about how we should be thinking green more than many regions around the US. Thankfully, our general culture is more aware of this. However, as we know, you can never educate yourself enough and there is all kinds of room for improvement.
I did not grow up in the NW but thankfully was raised to at least be smart when it comes to saving energy. Our main reasons was not to help the environment but rather simply to save money. However, the same outcome still results. Now I am not going to preach about how people should change everything in their lives…but I am more amazed at how people forget the basics. Even my significant other loves to come home to every light on in the house…all night long…take extra trips out to work or simply leave things running all day long that coudl easily be turned off. Now really, these are no big deal but start to add up….especially when people all over our community are doing the same thing. …more
So, I just blogged about two minutes ago but as soon as I posted I looked at my website stats and noticed that a couple of people had found me on search engines linking to my old blog post about what rate cuts mean for home buyers.
With the Fed cutting rates again today, I thought I would bring this post back to your attention as it really is important to remember. I am not a pessimist but I do not want people to get out and get the wrong idea about how this will affect home loan rates in the near future.
OK…now I’m done.
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Welcome to AgentSamuel.com. Feel free to click around the website and see all of the tools and content that I have provided. My goal through this site is to give you the tools and information you need to make your buying or selling experience enjoyable. If you have any questions or feedback feel free to contact me. More
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